UOB presentation highlights resilient core franchise and steady performance drivers

• UOB flagged steady performance supported by a resilient core franchise, with 1Q26 gross loans at SGD 354 billion, deposits at SGD 427 billion.
• Capital and liquidity remained strong, with CET1 at 15.3%, loan-to-deposit ratio at 81.9%, liquidity coverage ratio at 144%.
• Asset quality stayed stable, with a non-performing loan ratio of 1.5%.
• Profitability metrics showed ROE of 11.5%, net interest margin of 1.82%, cost-to-income ratio of 44.5%.
• Shareholder returns included a plan to return SGD 2 billion of surplus capital via share buybacks through 2027; 20,100,000 shares repurchased as of March 31, 2026.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. UOB - United Overseas Bank Ltd. published the original content used to generate this news brief on June 29, 2026, and is solely responsible for the information contained therein.