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    Be Sure To Check Out OFG Bancorp (NYSE:OFG) Before It Goes Ex-Dividend

    Simply Wall St·12/26/2025 10:05:28
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    OFG Bancorp (NYSE:OFG) is about to trade ex-dividend in the next four days. The ex-dividend date is usually set to be one business day before the record date, which is the cut-off date on which you must be present on the company's books as a shareholder in order to receive the dividend. The ex-dividend date is of consequence because whenever a stock is bought or sold, the trade takes at least one business day to settle. This means that investors who purchase OFG Bancorp's shares on or after the 31st of December will not receive the dividend, which will be paid on the 15th of January.

    The company's next dividend payment will be US$0.30 per share, and in the last 12 months, the company paid a total of US$1.20 per share. Calculating the last year's worth of payments shows that OFG Bancorp has a trailing yield of 2.9% on the current share price of US$42.00. We love seeing companies pay a dividend, but it's also important to be sure that laying the golden eggs isn't going to kill our golden goose! As a result, readers should always check whether OFG Bancorp has been able to grow its dividends, or if the dividend might be cut.

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    Dividends are usually paid out of company profits, so if a company pays out more than it earned then its dividend is usually at greater risk of being cut. OFG Bancorp paid out a comfortable 26% of its profit last year.

    Companies that pay out less in dividends than they earn in profits generally have more sustainable dividends. The lower the payout ratio, the more wiggle room the business has before it could be forced to cut the dividend.

    Check out our latest analysis for OFG Bancorp

    Click here to see the company's payout ratio, plus analyst estimates of its future dividends.

    historic-dividend
    NYSE:OFG Historic Dividend December 26th 2025

    Have Earnings And Dividends Been Growing?

    Companies with consistently growing earnings per share generally make the best dividend stocks, as they usually find it easier to grow dividends per share. If business enters a downturn and the dividend is cut, the company could see its value fall precipitously. That's why it's comforting to see OFG Bancorp's earnings have been skyrocketing, up 38% per annum for the past five years.

    Many investors will assess a company's dividend performance by evaluating how much the dividend payments have changed over time. Since the start of our data, 10 years ago, OFG Bancorp has lifted its dividend by approximately 12% a year on average. It's exciting to see that both earnings and dividends per share have grown rapidly over the past few years.

    Final Takeaway

    Is OFG Bancorp worth buying for its dividend? Typically, companies that are growing rapidly and paying out a low fraction of earnings are keeping the profits for reinvestment in the business. Perhaps even more importantly - this can sometimes signal management is focused on the long term future of the business. In summary, OFG Bancorp appears to have some promise as a dividend stock, and we'd suggest taking a closer look at it.

    On that note, you'll want to research what risks OFG Bancorp is facing. Every company has risks, and we've spotted 3 warning signs for OFG Bancorp (of which 1 can't be ignored!) you should know about.

    Generally, we wouldn't recommend just buying the first dividend stock you see. Here's a curated list of interesting stocks that are strong dividend payers.