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    QCR Holdings (QCRH): Assessing Valuation After Recent Share Price Momentum

    Simply Wall St·12/21/2025 15:11:34
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    QCR Holdings (QCRH) has quietly delivered solid gains over the past month, even as many regional banks tread water. This has put its recent share performance and underlying fundamentals back in focus for patient investors.

    See our latest analysis for QCR Holdings.

    The recent 8.83% 1 month share price return and 9.53% 3 month share price return suggest momentum is quietly building again around QCR Holdings, backed by steady double digit revenue growth and a robust longer term total shareholder return record.

    If QCRH has you rethinking what steady compounding can look like in financials, it might be time to broaden your search and discover fast growing stocks with high insider ownership.

    With shares still trading below both intrinsic value estimates and analyst targets despite healthy growth, the key question now is whether QCR Holdings remains an underappreciated compounder or if the market is already pricing in its next leg of expansion.

    Most Popular Narrative: 8.4% Undervalued

    With QCR Holdings closing at $85.55 against a narrative fair value of $93.40, the valuation case leans positive while hinging on a few powerful growth drivers.

    Ongoing digital transformation, specifically the implementation of a unified, efficient core banking system and new online banking platforms, is anticipated to enhance operational efficiency and reduce noninterest expenses over the next several years, supporting net margin and earnings growth starting 2027.

    Read the complete narrative.

    Curious how much earnings power this transformation unlocks, and what kind of future profit multiple it assumes for a regional bank like QCR Holdings? The narrative focuses on ambitious revenue expansion, thicker margins, and a higher future valuation bar than the sector typically commands. Want to see exactly how those moving pieces stack up to justify that fair value? Read on to uncover the full playbook behind these projections.

    Result: Fair Value of $93.40 (UNDERVALUED)

    Have a read of the narrative in full and understand what's behind the forecasts.

    However, ongoing digital execution challenges or a policy shock to LIHTC housing programs could quickly derail the growth, margin, and valuation assumptions that underpin this narrative.

    Find out about the key risks to this QCR Holdings narrative.

    Build Your Own QCR Holdings Narrative

    If this perspective does not fully align with your own thinking, or you would rather dive into the numbers yourself, you can build a custom view in just a few minutes, Do it your way.

    A good starting point is our analysis highlighting 3 key rewards investors are optimistic about regarding QCR Holdings.

    Ready for your next investing edge?

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    This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.