JP Morgan Consumer And Community Banking CEO Marianne Lake Says U.S. Consumer Is Still Healthy; Consumer Is Being More Discerning; It Is True That Auto Subprime Auto Delinquencies Have Been High Through The Pandemic; Environment Is More Fragile; Auto Delinquencies Are Improving; Outlook For Charge Offs In Credit Cards And Other Loans Slightly Improving; Expects Investment Banking Revenue To Be Up Low-Single Digit Percentages In Q4; Expect Markets Revenue To Be Up Low-Teens Percentage In Q4